 |
Presentation of Services for Employee Benefits
You are being asked to do more. . .
- To provide benefits that promote employee retention and good morale.
- To offer more robust benefit plans.
- To keep up with changing regulatory and compliance issues.
- To provide more support on day-to-day administration of benefit plans.
- To contain costs without cutting benefits.
Insurance Partners, with the support of NFP Benefits Partners, provides the solutions, insight and support you need to BE GREATER.
NFP BENEFITS PARTNERS HELPS GIVE COMPANIES THE POWER TO BE GREATER
- A division of National Financial Partners Corp. (NYSE: NFP)
- Organization of more than 165 offices across the country
- More than 1,500 benefits professionals, representing over 30,000 corporate clients
- We bring together leading-edge thinking, preferred carrier relationships, best-of-breed products, advanced benchmarking and analysis tools, and comprehensive decision and implementation support services to meet the needs of your continually evolving workforce.
 |
OUR VALUE PROPOSITION
|
CORPORATE BENEFIT SOLUTIONS
Insurance Partners offers robust benefits solutions help provide greater value for your organization, its employees and their families – now and into the future. |
WE OFFER COMPREHENSIVE HEALTH AND RETIREMENT SOLUTIONS
HEALTH SOLUTIONS:
- Group Medical
- Voluntary Benefits
- Disability
- Wellness Programs
- Long Term Care (LTC)
- Limited Medical
- Group Ancillary (including dental and vision)
- Consumer Driven Health Plans (HSAs/ HRAs)
- Flexible Spending Accounts (FSAs)
- Pharmacy Benefit Management
- Stop Loss
- Employee Assistance Programs (EAPs)
- Third Party Administrators (TPAs)
RETIREMENT SOLUTIONS:
- 401(k)
- 403(b)
- Defined Benefit Plan
- Savings Incentive Plan
- Executive Life Carve-Out
- SERPS
- Profit Sharing
- SEP, SIMPLE, Solo(k)
- 409A Deferred Compensation
- Executive Bonus Plan
|
DECISION SUPPORT
Insurance Partners provides greater insight, with numerous decision support tools that ensure
benefit solutions meet business objectives – specifically around cost, recruitment and retention –
and give organization and business leaders the most relevant information to make the
appropriate decisions regarding benefits and/or investments.
- Access to complete benefits solutions
- Preferred service levels
- Offerings that address current and future needs
- A greater competitive advantage when attracting and retaining talent
|
DECISION SUPPORT

|
CUSTOMIZED BENCHMARK REPORTS
Comparative reports matching detailed benefit program information with national normative
da ta sources: Watson Wyatt, Hay Group and Kaiser Foundation and a separate proprietary
source of 6,000+ clients nationwide.
- Industry
- Size
- Region
- Plan design specifications
- Contribution levels
|
EMPLOYEE BENEFITS SURVEY
Designed to measure employee attitudes, perceptions and understanding of your company’s
benefits package.
Customizable questions and answers
- Web and paper-based
- Confidential and anonymous
- Minimal time and effort required by the HR department
|
MEDICAL CLAIMS ANALYTICS
Claims analysis can help manage healthcare costs by providing an assessment of your employees’
claims, allowing you to:
Identify high-risk individuals
- Reveal case management or disease management opportunities
- Measure ROI of wellness and disease management activities
- Improve plan and benefit design
- Develop long-term healthcare strategy to address
needs of total employee population
|
PRODUCT & SERVICE EVALUATION
Access to the entire universe of product manufacturers allows us to identify the best solutions for our
clients through comprehensive due diligence.
Our evaluation tools provide:
-
Detailed qualitative and quantitative plan design comparisons
- Manufacturer overviews
- Financial ratings analysis
|
HEALTHCARE NETWORK ANALYTICS
Meets the changing demands of the healthcare selection and plan design process with a
comprehensive software solution that:
Provides a quality and access comparison of various health plans
- Merges access and quality analysis results to represent “true cost” of healthcare services
- Compares plans in your geographical region/market
|
SIGNATURE SERVICES
Insurance Partners provides greater decision making and execution support, helping give you
organization’s HR manager everything he or she needs to administer comprehensive benefits
effciently and effectively, and serving as an extension of your HR department. |
SIGNATURE SERVICES
|
SPECIALIZED PUBLICATIONS
Various information resources designed to keep you current on industry developments and opportunities.
Newsletters
- Annual Corporate Benefits Brief
- Industry white papers
- Legislative updates
- Client Brochures
- Postcards
|
PREFERRED CARRIER RELATIONSHIPS
 |
PREFERRED CARRIER RELATIONSHIPS
National carrier relationships place our clients in preferred positions.
- 150,000+ medical members
- $500M non-medical premium
- $10B assets under management
Each carrier partner has a national dedicated resource unit that includes decision makers affecting:
- Underwriting
- Client service
- Claims resolution
|
COMPLIANCE AND REGULATORY SUPPORT
Provides you with a platform of professional compliance support including:
Dedicated compliance team including industry attorneys
- Preferred access to service vendors and resources for COBRA, FSA/HSA/HRA, HIPAA, FMLA, ERISA, and others
- Comprehensive tools and resources, including a Compliance Checklist
|
WELLNESS PROGRAMS
We believe in the value of wellness as a way to help contain rising healthcare costs and improve
productivity, and include a dedicated wellness professional to back it up.
A successful program requires:
- Senior management buy-in
- Actively engaging employees
A successful program provides for:
- Creating a high-performance, less costly workforce
- Lifestyle coaching and management
- Health education and information
|
EMPLOYEE COMMUNICATIONS
- We deliver multiple solutions to meet the specific needs of each client.
- Online employee communications portal
Personalized benefit statements
- 4 Information Centers
- Health and Wellness
- Benefits
- Human Resources
- Personal Data
|
We help our clients deliver effective communication
to their employees regarding their compensation package.
- Real Value Statements
The Real Value Statement is a personalized total compensation statement that presents each employee with the total value of cash compensation, employee benefits and potential tax savings — that is, the "real value" of employment.
- It's a dynamic, living document that can be easily and frequently updated with new information, and it can be delivered online or printed for your employee.
|
MEDICAL ADVOCACY
Medical advocacy services have been gaining recent popularity as a means of helping both employers and
employees navigate the increasingly complex healthcare and insurance markets.
Limit employer liability
- Increase productivity and reduce claims costs
- Benefits extended to all family members, including parents and parents-in-law
- Improve balance between workplace and family needs
|
BENEFITS & HR ADMINISTRATION
Internet-based benefits and human resources solution for administering benefits and human resource
functions on behalf of your employees.
Employee Self-Service
- HR Administered, Online Benefits
Enrollment
- Consolidated Billing/Invoicing
- HR Administration Capabilities including: Leave, Onboarding,
COBRA, Flexible Spending, and Employee Performance Appraisal
|
INTERNATIONAL BENEFITS
Whether your company is a large multinational or has only one international location, we can provide
expertise and experience in the area of international benefits consultation.
Advice and consulting in all of the major benefit service areas
- Greater global consistency in management of company benefit policies and objectives
- Assistance with expatriates, inpatriates, and traveling executives
|
HR CONSULTING AND LEGAL SERVICES
Provides a valuable resource to support and enhance your current internal HR efforts.
Specialized legal support
- Organizational development
- Supervisor and employee training
- Turnover analysis and retention planning
- Compensation program assistance
- Policies and procedures development
- HR information Webinar series and website
|
CLIENT SERVICE MODEL

|
CLIENT RELATIONSHIPS BUILT ON MUTUAL TRUST
We appreciate the valuable relationship with our clients and never take it for granted. We strive to earn and
maintain client loyalty by supporting firm adherence to the following standards:
- We are committed to upholding the highest standards of integrity and honesty in our business.
- We will strive to fully understand each of our client’s business objectives, needs, and concerns.
- In recommending products and services, we will consider foremost the interest of our clients.
- We will actively monitor the benefits marketplace for quality and cost effective products, services, and solutions.
- We will communicate clearly and openly information related to overall strategy, product procurement, implementation, and associated compensation.
|
HOW DOES YOUR CURRENT BROKER COMPARE? 
|
HOW DOES YOUR CURRENT BROKER COMPARE?
Check the services provided by your current broker.
Then compare them to the services that we can provide for you.
 |